For South African wealth management firms
Assess each client's risk tolerance, see which portfolios truly fit, and plan their goals with the odds shown honestly — tailored to the way you work.
The platform
Built on the Grable & Lytton risk-tolerance scale — thirteen plain-language questions, one per screen, run in the meeting or sent as a secure client link.
The score arrives with its confidence range and a question-by-question breakdown of what moved it. Answers that look off are flagged for review, and any adjustment is recorded with its reason.
Build as many strategies as you need, each mapping ranges of the risk score to your own model portfolios — so every advisor recommends inside the firm's lines, automatically.
Compare the portfolios matched to the client's score, adjust any part of the plan, and add one-off events like contributions or withdrawals — the odds re-run in real time, and every change stays a draft until the client approves it.
Score reports, goal monitoring statements, frozen approved-plan certificates and a full compliance record — generated straight from the assessment, branded as your firm.
Connect your investment platform or data provider once — funds, prices, client accounts and holdings sync in on schedule, every batch tracked row by row, and any record can be taken back under manual control.
Security & compliance
And ready for the regulator — FAIS, FICA, POPIA.
Beyond the core
A closer look at the engine — and everything around it. Scroll at your own pace.
Every one of the thirteen answers is itemised — the option chosen, its points, and exactly what it added to the final score. Nothing about the number is a black box.
Every probability comes from thousands of simulated market paths — correlation-aware, net of all fees — and each sign-off freezes the run with the exact assumptions stamped on it.
Six capacity questions never touch the score — they raise warnings instead, rolled up to Strong, Adequate or Limited. A serious warning can't be waved through without a recorded reason.
Pick your brand colours and the theme derives itself — logos, reports, emails and every client-facing page carry your firm's identity, in light and dark.
Each firm's data lives in its own database — physically separate, never pooled — with breached-password screening, account lockout and audited, time-boxed support access.
All four layers — advice, platform, DFM and fund TIC — with industry-standard EAC disclosure. Every projection runs net of cost, never gross.
Clients review and approve through a secure link — seeing exactly what changed and the odds at send time. No account needed; who, when and IP recorded.
Every plan change stays a draft until the client approves — then freezes as a numbered, immutable version with a before-and-after changelog.
Every create, change and sign-off lands in one audit trail — filter it to a single client, export it, and generate the FAIS / FICA / POPIA pack straight from it.
AI drafts summaries and flags inconsistencies. Every accept, edit or reject is recorded — and nothing submits without the advisor's attestation.
A live to-do queue across the whole book — needs action, waiting, at risk — with safe one-click moves like resending an approval.
Twenty-nine role-aware widgets — pipeline, book value, compliance readiness, sync health — arranged by drag-and-drop and saved per user.
Versioned market assumptions and a correlation matrix per asset class drive every fund metric, portfolio figure and projection. No invented numbers.
Five roles decide who sees which clients — advisors their own book, team leads their teams, data roles no client data at all. Enforced on every screen and export.
Teams, exports, in-app guides, POPIA workflows — a 30-minute walkthrough covers it all.
Book a demoSend us an email at info@riskbok.com to set up a demo — or use the form below.
